Education Loan

• Education Scholarship-Loan (Local)
• Overseas Education Loan
• Technical Training Scholarship Loan
• Sarawak Higher Education Scholarship Loan (HiED)

Program and Assistance

• Student Exchange Program
• Community Education Program
• School Uniform Assistance
• High Performing Rural Schools (HIPERS)
• Reading Materials Assistance Program
• Sarawak Foundation High-Performance Achievement Student Aid
• Chief Minister of Sarawak Special Award (AKKMS)
• YS-JPNS Cooperation Program

Repayment

Yayasan Sarawak reserves the right to take legal action against borrowers’ who fails to repay loans within their scheduled period. Their names will also be listed on CTOS as Hardcore Debtors. Yayasan Sarawak has the right to share borrowers’ information to the Credit Rating Agency if a borrower fails to repay after issuing the final reminder.

• Method
• Incentive